The NY → FL Reality Check Series · Tool 1: Staples
What you'll actually save on gas and groceries.
Most relocation marketing oversells the day-to-day savings. Here's the honest math against today's data — so you can stop wondering and start planning around what actually moves the needle.
By Dr. Matt Maher, Ph.D. — Behavioral Real Estate Expert · REALTOR® · Boffo Real Estate Group · Ocala, FL
Your inputs
Tell me about your current life.
If you're not in the Northeast, the math still mostly works — just treat your state's numbers as approximate.
Scales the USDA Moderate-Cost food plan baseline to your household.
1,000mi/mo
US average is roughly 1,100 mi/mo. NYC residents typically drive less; suburban Northeast usually more.
28mpg combined
Sedan ~28-32. SUV ~22-26. Hybrid 40+. EV: this calculator is gas-only — your savings are bigger.
The honest answer
Calculating…
$0
/year on staples
The breakdown.
Monthly costs at today's data, scaled to your household and driving.
Where you live now
New York
Groceries$0
Gas$0
Per month$0
Where you're moving
Marion County, FL
Groceries$0
Gas$0
Per month$0
Where the real savings live
Property tax + the homestead reset.
Day-to-day staples are roughly a wash. The actual six-figure question for a NE → FL move is what your year-1 Florida property tax bill looks like — and what the seller's "tax bill on Zillow" turns into when the Save Our Homes cap resets to you.
Save your honest staples comparison for the planning conversation with your spouse, your CPA, or your spreadsheet. We'll email it and check in once when the next tool in this series ships (NY-vs-FL on income tax, on insurance, etc.). No spam.
Sent. Your PDF is downloading.
If you want to walk through your specific NE → FL math — staples plus the bigger items — that's exactly what a Game Plan Call is for. Thirty minutes, no pitch, just structure.
